Want to get exclusive access to a world of benefits at M&S? Just add Club Rewards to your M&S Credit Card for £10 a month. | Marks and Spencer
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Feel the flex when you spend with M&S Rewards Credit Card. 3.9% APR representative (variable). Apply today at marksandspencer.com/creditcard Credit is provided subject to status. M&S plc acts as a credit broker and not a lender. T&Cs apply. | Marks and Spencer
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Whatever you enjoy this Christmas, spend on your M&S Credit Card and earn 1 point for every £1 you spend at Marks and Spencer. 19.9% APR representative variable. For persons in the UK. Credit subject to status. | M&S Bank
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