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A new rule by the Consumer Financial Protection Bureau (CFPB), which will take effect next year, would allow debt collectors to contact you on social platforms like Facebook, Instagram, and Twitter. CR's Lisa L. Gill and Tim Marvin discuss this new rule, what it means for consumers, and what steps to take if you're contacted by a debt collector today. For more information, visit CR.org/debtcollectordms | Consumer Reports
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🛑 Know Your Rights: Stop Debt Collector Harassment 🛑 ​Did you know you have the power to stop debt collection calls and letters? This isn't just a courtesy—it's your federal right under the Fair Debt Collection Practices Act (FDCPA)! ​✍️ The Cease and Desist Power ​If a debt collector contacts you, you can send them a written Cease and Desist Letter (15 USC text{§}1692c(c)). Once they receive it, they MUST stop all communication. ​⚖️ The Consequences of Violation ​If they contact you again (ou
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