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This is the worst type of credit card: retail store credit cards… but there are some good ones ⬇️ First off, a lot of retail store cards will try to get you to sign up for a short term reward - such as a 20% off, or $20 dollars off whenever you sign up. One trap is that often times there are exclusion lists on the items that qualify for those rewards. Retail store card rewards are short-lived because the interest rates on store credit cards can often be double the APR of a generalized credit car
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