Aug 26, 2025 · The amount an employee contributes from their salary to a SIMPLE IRA cannot exceed $16,000 in 2024 ($15,500 in 2023; $14,000 in 2022; $13,500 in 2020 and 2021; $13,000 in 2019 and …

Nov 18, 2025 · For 2025 and 2026, under the Secure Act 2.0, employee contribution limits to SIMPLE IRAs depend on a company's number of employees and the employer's matching contribution election.

Nov 20, 2025 · There are two separate SIMPLE IRA contribution limits. The maximum SIMPLE IRA employee contribution limit is $16,500 in 2025 and is rising to $17,000 for 2026. Employees who are …

Nov 18, 2025 · For 2026, the SIMPLE IRA contribution limit rises to $17,000, with a $4,000 catch-up for those 50 and over, totaling $21,000.

Oct 8, 2025 · If you’re a small business owner or employee looking for a simple, tax-advantaged way to save for retirement, a SIMPLE IRA might be your best option. The IRS has confirmed that SIMPLE …

Jan 5, 2026 · The annual catch-up contribution limit for SIMPLE IRAs will increase to $4,000 (up from $3,500). However, under SECURE 2.0, a higher catch-up contribution limit of $5,250 (unchanged …

Dec 3, 2025 · Starting in 2025, Congress raised the catch-up limit even higher for participants aged 60-63 by allowing “super catch-up contributions” to SIMPLE IRA plans. Although well-intentioned, these …

For 2026, the limits are $18,100 for those under 50, a catch-up contribution amount of $4,000 for those age 50-59 and 64+. The super catch-up contribution is not changed at $5,250 for those age 60-63.

Nov 1, 2024 · Knowing the contribution limits for your SIMPLE IRA is key when it comes to planning for retirement. As we move into the specifics for 2025, we’ll examine both employer and employee...

Dec 31, 2025 · While IRA contribution limits typically increase every year to keep pace with inflation, let's assume that you stick to the 2026 contribution limit of $7,500 per year.