The path for current student loans is uncertain, but forgiveness options look even less likely for future borrowers.

To be eligible for PSLF, you must "work full time at a qualifying organization and make 120 on-time loan payments," after which forgiveness is granted, said LendingTree. Further, "those payments must be under a qualifying repayment plan, such as an IDR plan or extended repayment plan."

An obvious way that student loans are affecting homebuyers today is by taking away a portion of their income that they could be putting toward a down payment. Today, the median down payment for a home is $30,400, according to a report from Realtor.com®, which is already far below the gold standard of 20% for a median-priced home of $419,200.

If your federal student loan hasn't yet entered repayment, you won't be eligible to enroll in a repayment plan yet. Repayment starts six months after graduation or if your enrollment drops below half-time, unless you enroll in another program, like graduate school, before the grace period ends.

Your employer could be another resource to tap. "Some employers, including large companies like Google, Estée Lauder and NVIDIA offer student loan repayment assistance," which can "provide up to $5,250 per year tax-free to pay down your loans," said Credible.

The Consumer Financial Protection Bureau, or CFPB, is a federal agency that helps protect consumers from financial harm. For millions of student loan borrowers, the CFPB has curbed predatory lenders and loan servicers. But the agency's future is in limbo, putting into question whether student loan protections will still be in place.

The Trump administration’s purge of the federal workforce has left former federal workers scrambling to find new jobs and make student loan payments.