Debt collectors send debt validation letters to verify that a borrower is responsible for a debt. Debt collectors must send a debt validation letter within five days of first contacting you.

There may come a time when you fall behind on debt payments. That could come as a result of losing your job or getting hit ...

A 609 dispute letter is a formal request to credit bureaus to verify the accuracy of information on your credit report. A ...

To best protect yourself, research the debt and request a debt validation letter. Check your state’s laws to research your ...

Debt collection harassment is an invasive and stressful experience—especially when it comes from aggressive agencies like ...