If you want to build credit but don’t want to go the secured credit card route, Petal credit cards offer three different options. We’ll compare the differences between them.

If you have limited credit, the Petal 2 Visa Credit Card offers the chance to build a good credit score while earning cash back and paying no fees whatsoever. Explore more in our 2024 review.

Editor’s Note: The Petal® 1 Rise Visa® Credit Card* is no longer available to new applicants. Please see the issuer’s website for more information on available offers.

The Petal® 2 Visa® Credit Card, unlike either of the Petal 1 cards, doesn't charge fees of any kind for new cardholders, and it earns up to 1.5% cash back on all eligible purchases with ...

The Petal® 1 “No Annual Fee” Visa® Credit Card* is no longer available to new applicants. Please see the issuer’s website for more information on available offers.

Petal 2 vs. Competitor Credit Cards While the Petal 2 Visa credit card is great for some, it may not be a great choice for others. Here are a few alternatives to consider. Discover it Secured The ...

Petal is downgrading some of its Petal® 2 “Cash Back, No Fees Visa® Credit Card customers to an $96-annual-fee version of the Petal 1 Rise card.

Holly Johnson is a credit card expert and writer who covers rewards and loyalty programs, budgeting, and all things personal finance. In addition to writing for publications like Bankrate ...

The Petal 1 Visa® credit card is a no-annual-fee card for those with limited credit. No minimum deposit is required, but it has a high APR and only limited rewards.

The Petal 2 Visa Credit Card is ideal for credit builders, offering up to 1.5% cash back, no annual/hidden fees, and credit limits up to $10,000.