But there are times when one may be a better choice than the other. What are CDs and bonds? A certificate of deposit (CD) is a type of savings account offered by banks and credit unions.

That's a good bet, but it causes a dilemma for investors. A bond, certificate of deposit or investment in a money market fund is a loan. You cast your bread upon the waters of the debt market ...

Learn More: Do certificates of deposit help build credit? Are CDs different from U.S. savings bonds? Yes, CDs are different from U.S. savings bonds in that CDs are a deposit account that have a ...

Trying to decide between investing in a CD or a bond? Both offer you a secure way to earn a return. The returns will usually be modest relative to other investments, but both offer investment ...

That means whoever holds the physical bond certificate has the right to collect its interest payments and redeem its value at maturity. Each bearer bond typically comes with physical coupons ...