Here’s why you may want to rethink the 4% rule.
The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...
The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...
The number depends on a handful of factors, the most important of which is your age.
Financial personality Suze Orman has questioned whether the traditional 4% rule, a decades-old retirement planning guideline, is still safe to apply rigidly in today’s environment. The rule suggests ...
SAN DIEGO (KGTV) — If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need to meet or else you may have to deal with penalties.
Here’s What Your Retirement Spending Rate Should Be in 2026 New research shows that flexible withdrawal strategies can help you spend more in retirement. Christine Benz and Margaret Giles Dec 5, 2025 ...
For as long as most of us can remember, the 4% rule has been something of the gold standard around retirement. In 2026, ...
Let's start with the obvious: How a person withdraws money from their retirement portfolio matters. If thoughtfully executed, portfolio withdrawals need not capsize a retirement portfolio. Processing ...