Required minimum distributions (RMDs) from pre-tax retirement accounts can have a number of unintended consequences. These ...

You’d like to avoid RMDs by converting your $900,000 pre-tax savings into a Roth IRA. How will the five-year rule apply? There is a five-year rule that specifically applies to Roth conversions.

A Roth conversion is when you transfer money out of a pre-tax retirement account into an ... 63 determines your Medicare Part B and Part D premiums when you’re 65. A prime window for Roth ...

This happens because you are converting money from a pre-tax to a post-tax status. In addition to increasing your taxable income, a traditional-to-Roth conversion can push you into a higher tax ...

We wisely hedge our market risks by diversifying, but we fail to hedge against the notion that based on the Tax Cuts ... Roth conversions and the cost of Medicare Part B premiums You’ve likely ...

A Roth conversion involves moving funds that are held in either a traditional IRA or a standard 401(k) into a Roth IRA. The benefit of doing a Roth conversion is twofold: a lower tax burden in ...

A Roth conversion is when you move assets from a qualified pre-tax account to a post-tax Roth IRA. You can only convert money from tax-deferred retirement accounts. Once you convert money to a ...