Missing the minimum annual contribution in your NPS account can freeze it instantly, blocking access to investments and tax ...

A lesser-known NPS feature lets subscribers secure same-day NAV on contributions, cutting the two-day lag and enabling SIPs ...

The 2020s saw a shift in tax regimes, and with over 70% of taxpayers moving to the new system—one that eliminates 80C and 80CCD(1B) deductions—the once-popular tax benefit linked to NPS vanished. That ...

The government has decided to give a one-time option to switch from the Unified Pension Scheme (UPS) to the National Pension ...

It’s a rare chance to beat the default system—without breaking any rules. This is one of the few ways to restructure your ...

Employees under UPS now have one-time option to shift back to NPS before retirement; assured payouts end but government adds ...

The National Pension System (NPS) has become one of the key options for individuals in India to plan for retirement. While the framework remains the same, the tax treatment under the old and new ...

Q: What about mutual funds? Don’t they offer better flexibility and growth? Mutual funds are great, but they typically come ...

UPS staff to NPS: The Ministry of Finance has now given a special choice for Central Government employees who are in the ...

You can keep the same NPS account even after switching jobs, locations, or industries. * Cost-Effective Investment NPS has one of the lowest charges for fund management among all retirement schemes.

NPS is regulated by the Pension Fund Regulatory and Development Authority (PFRDA) and is available to individuals aged 18 to 65 years.

In a major move, the Centre has allowed central government employees currently under the Unified Pension Scheme (UPS) to opt ...