CNBC Select has named the top debt relief companies that can negotiate with your creditors to lower your bills.

Debt collectors have more tools than you'd expect, but there's a clear line around what they can and can't do.

Achieve reports that credit card companies can sue for unpaid debts, typically after six months of delinquency.

A creditor with a judgment can hit your paycheck and your account at the same time, causing major financial issues.

The entry of a judgment means the beginning of post-judgment enforcement proceedings by the creditor against the debtor and, more specifically, against the debtor's assets. But not all of the debtor's ...

It would be hard to overestimate the impact of a crushing burden of debt. It can be a hole that gets deeper even after you spend years trying to fill it in. It can be a mountain that makes it hard to ...

Accredited Debt Relief reports on five common mistakes to avoid when consolidating credit card debt to ensure effective financial management.

Debt consolidation can help you streamline your credit card debt, medical bills and more into one monthly payment. Start with ...

High-interest credit card debt can feel overwhelming — especially when balances reach $30,000 to $300,000 or more. For ...

In the post-judgment world, a creditor may levy execution upon the debtor's non-exempt assets wherever they are found within the court's jurisdiction. This includes the debtor's cash, whether in ...

A creditor is any person or organization that lends money or extends credit, expecting to be repaid with interest and fees. Creditors can include banks, credit card companies, hospitals and even ...