And while it's not shown in the above table, those with perfect credit scores also have lengthy credit histories. According to Experian data, baby boomers and other older consumers comprise 66% of ...

Ah credit scores, the adult version of a GPA. Isn't it incredible to think about how little we learned about this elusive ...

Here are five proven strategies to maintain your high credit score, from timely payments to smart credit utilization.

SHORT ANSWER: A good credit score is typically anything over 670 on the FICO scoring model or 700+ for VantageScore. Your credit score is a snapshot of how reliable you are at repaying debts.

The table below shows average personal loan rates by credit score, according to Credible data. But you can get a better estimate of your individual rate by prequalifying.

A good score sits between 670 and 739. This is where you'll start seeing far more options when it comes to travel credit ...

For mortgages, it's likely the lender will look at FICO scores 2 (Experian), 4 (TransUnion), and 5 (Equifax). Note in the table above that each of these scores relates to a specific credit agency.

As you can see in the above, the higher Maria's credit score, the greater negative effect a 30- or 90-day missed credit card payment has on her account. Sophia already has her past behavior ...

For that reason, having several cards can sometimes be better than having just one. As a simplified example, suppose you have two credit cards, each with a credit limit of $5,000, for a combined ...