More Americans are behind on payments, and in July, the average credit score fell for the first time since February.

Your credit score isn’t just a number. It’s a financial gatekeeper. It tells lenders how risky—or reliable—you are whe ...

When your credit score levels up, so do your options. With good to excellent credit (at least 670, but 740 or higher for the top-shelf stuff), you can unlock credit cards that bring the heat: ...

And right now, if you’re a prospective borrower, your credit score could be more important than ever. In the US, interest rates are starting to budge from their highest level in decades, which could ...

The scoring agency reported that the national average U.S. FICO score – used as a benchmark for assessing consumer credit risk – fell to 715, marking a one-point drop from January and a two ...

Investopedia tracks over 300 credit card interest rates every month. For June 2025, the average credit card interest rate is ...

Only 1.54% of Americans have a perfect 850 credit score. Learn the main habits they share, and how using them can boost your ...

FICO says its FICO Score 10 BNPL and FICO Score 10 T BNPL — set to launch this fall — would be the first credit scores from a leading scoring company to account for Buy Now, Pay Later activity.

Annual fees: Premium perks come at a price. HELOC annual fees can range from $5 to $250, while fees for a high-end card can ...

When your credit score levels up, so do your options. With good to excellent credit (at least 670, but 740 or higher for the top-shelf stuff), you can unlock credit cards that bring the heat: ...