A merchant account is a special kind of bank account that holds your money after a credit card transaction is run and while the credit card network processes the transaction.

Merchant accounts are essential if you want to run a business that accepts debit and credit card payments. Not doing so can impede on your ability to attract customers and grow your business ...

Learn all about high-risk credit card processing and merchant accounts, including the pros and cons, and whether your business needs one.

If you’re looking to reduce your risk of identity theft, virtual card numbers can provide some peace of mind without ...

Credit/debit card payments must be processed in an efficient, consistent, secure and controlled manner in compliance with the Payment Card Industry (PCI) Data Security Standard.

Most pending transactions on a credit card take anywhere from 3 to 5 business days to post to your account. Learn more about how pending transactions work and what to do if you encounter a problem.

Citi Merchant Offers is a cash-back rebate program for Citi credit cardholders. Through the Citi Merchant Offers website, cardholders can review and enroll in targeted offers.