Progressive’s standard home insurance has an average monthly base cost of $215. Our in-depth review explains what it covers, ...

USAA has the cheapest homeowners insurance, which costs an average $149 per month. It’s followed by State Farm’s $151 monthly premium.

The average cost of homeowners insurance in the U.S. is about $2,110 a year for $300,000 worth of dwelling coverage, but rates vary by state. Many, or all, of the products featured on this page are ...

Rate Insurance says average homeowners insurance rose 9.16% in 2025 to $2,205 and is up 107.6% since 2019, based on 265,000 ...