A 609 dispute letter is a formal way to request more information ... That includes disclosing the sources of the information ...

Here's how the dispute process works ... send copies and keep the originals. Mail your letter promptly to the address your credit card company provides for billing inquiries, not payments.

Whether it's knowing when to send a dispute letter, recognizing illegal collection practices or taking action against an uncooperative collector, being informed can make all the difference.

You should write to your card issuer (at its address for billing ... proof that the issuer got your letter. You’ll receive ...

According to the law, Experian is required to address your complaint within ... Prepare yourself to include copies of the dispute letters, Experian's response (or lack thereof), your attorney's ...